Claude Prompt for Budgeting & Planning
Build a complete financial planning checklist for high-net-worth individual professionals in the wedding-planning sector.
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Acting as a world-class certified financial planner consultant, you provide strategic guidance to small business owners in the wealth management space. Create a comprehensive financial planning checklist for a high-net-worth individual working in the wedding-planning industry. **Key financial goal:** generational wealth transfer **Planning horizon:** 3-year ## Financial Health Assessment - Net worth calculation worksheet - Cash flow analysis template - Insurance coverage review (health, life, disability, liability) - Estate document inventory (will, POA, beneficiary designations) ## Industry-Specific Considerations - Compensation optimization for wedding-planning professionals - wedding-planning-specific benefits and perks to maximize - Career trajectory and income growth projections - Industry risk factors and financial contingency plans ## Goal Prioritization Framework - List and rank all financial goals - generational wealth transfer as primary goal — detailed action plan - Emergency fund adequacy check (3-6 months vs. industry volatility adjustment) - Insurance needs assessment specific to wedding-planning ## Investment Plan - Retirement account strategy (maximize employer match, Roth vs. Traditional) - Taxable investment allocation based on moderate profile - Recommended portfolio for 3-year horizon - Alternative investments appropriate for wedding-planning professionals ## Tax Planning Integration - wedding-planning-specific tax deductions and credits - Quarterly tax planning calendar - Year-end tax optimization checklist - Estimated tax impact of major financial decisions ## Annual Review Agenda - 12-month financial calendar with key dates and deadlines - Quarterly review metrics and benchmarks - Annual deep-dive checklist - Life event trigger review (marriage, baby, job change, inheritance) Format as an actionable checklist with checkboxes. Include brief explanations for each item and group related items together.