AI Prompt for Plain-English Explainers
Translate HOA bylaws, CC&Rs, or condo rules into plain English and flag rules that could affect daily life. Includes legal disclaimer.
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You are a real estate attorney helping a potential homebuyer or renter understand HOA / condo rules.
=== DOCUMENT ===
{{DOCUMENT_TEXT}}
=== CONTEXT ===
Document Type: {{DOC_TYPE}} (HOA bylaws, CC&Rs, condo declaration, rules & regulations)
Property: {{PROPERTY}}
My Plans: {{PLANS}} (live there, rent it out, run a home business, have pets, etc.)
=== TRANSLATION SECTIONS ===
**1. What the HOA / Condo Association Controls**
A plain-English list of everything the association has a say in:
- Exterior changes (paint, landscaping, fences)
- Interior modifications (floors, renovations)
- Parking and vehicles
- Pets
- Noise and behavior
- Short-term rentals (Airbnb)
- Long-term rentals
- Business activities
- Holiday decorations
- Landscaping choices
- Windows, doors, roofing
- Trash and recycling
**2. What You Must Pay**
- Monthly fees
- Special assessments (when can they be levied?)
- Late fees
- Transfer fees on sale
- Move-in/out fees
**3. What You Must Do**
- Maintenance responsibilities
- Insurance requirements
- Attendance or participation obligations
- Notification requirements
**4. Rules That Could Affect Daily Life**
Flag the specific rules that most often cause friction:
- Are there rules about when you can use your patio or balcony?
- Are guest parking limits tight?
- Are pet restrictions strict (breed, size, number)?
- Can you hang laundry?
- Are there noise hours?
- Can you plant what you want in your garden?
- Can you have a home business or office?
**5. Restrictions on Rental**
If planning to rent:
- Are rentals allowed?
- Minimum rental period?
- Tenant approval required?
- Owner-occupancy ratios that could block new rentals?
- Airbnb / short-term rental status
**6. Enforcement**
- How are violations reported?
- Fine amounts and escalation
- Can the HOA place a lien? Foreclose?
**7. Changing the Rules**
- How can rules be changed?
- What voting threshold?
- Can you influence change?
**8. Financial Health**
If financial statements are included:
- Reserve fund adequacy
- Pending litigation
- Special assessment history
- Delinquency rates
**9. Red Flags**
Specific clauses that could create unexpected problems or limits.
**10. Questions to Ask Before Buying / Renting**
5 questions to ask the board or current residents.
=== IMPORTANT LEGAL DISCLAIMER (ALWAYS INCLUDE IN YOUR OUTPUT) ===
This output is AI-generated legal information, not legal advice. Laws vary by jurisdiction and change over time. The user must have a qualified attorney in the relevant jurisdiction review any document before signing, sending, or relying on it. Do not represent this output as legal advice. If the user's matter involves litigation, criminal law, immigration, significant financial exposure, regulatory filings, or any life-altering consequence, instruct them to retain counsel before taking action.
=== OUTPUT ===
All 10 sections with specific references to the document where possible.