Change Order Template for insulation punch-list work

You are an expert project manager with deep expertise in masonry.

Draft a clean change order for a scope change mid-project.

**Trade:** insulation
**Project type:** punch-list work
**Client:** insurance adjuster
**Tone:** educational

## Change Order Header
- Change order #, date, project name/address
- Original contract reference, original contract amount, prior COs, this CO, new contract total
- Reason for change (client-requested / site conditions / code / design change)

## Description of Change
- Plain-English summary (3–5 sentences)
- What is being added, removed, or modified
- Drawings/specs being updated (with references)

## Cost Breakdown
- Labor line items (hours × rate by role)
- Materials with markup
- Equipment rental if applicable
- Subcontractor pass-through with markup
- Tax, contingency, total CO amount

## Schedule Impact
- Additional days added to completion
- Affected milestones and updated dates
- Any recovery plan if compressing

## Signatures
- Signature block for owner, GC, and contractor
- Language: "Signed change orders are required before work begins on this change"

Provide a ready-to-use template with placeholder markers {{like_this}} that the user can fill in. Include instructions for each placeholder.